Encouraging Kids To Take Risks


December 13, 2016

As the New Year approaches, we often begin to think about our resolutions—what goals we have for ourselves that will, hopefully, produce growth in some way. These often are things like wanting to exercise more or traveling to a new place.

Although you may not initially connect New Year’s Resolutions to risk, you are using the start of a new year to challenge yourself to be courageous, explore new things, and step out of your comfort zone. While risk can sometimes be a scary word, this time of year gives us the chance to take stock and decide what and where we can take risks in a positive and healthy way!

Clinical psychologists Nancy Eppler-Wolff and Susan Davis, co-authors of Raising Children Who Soar: A Guide to Healthy Risk-Taking in an Uncertain World say that there is such a thing as good risk and that kids need to learn how to take risks in a healthy way. They say that a good risk is “an action, activity or behavior that, precipitated by careful thought, involves a leap toward the edge of safety and danger.”  Risk-taking, like other skills, needs to be learned and practiced over time.

That’s what this activity is all about! It’s a fun and safe way for you to help your kids get used to the idea of risk by trying something new together. Just as we need to learn to get comfortable taking risks as adults, kids need to be able to do the same in all aspects of life…including finances, of course!

Download and complete the activities below with your daughter (or any kids and adults that are around!) and then set goals together for the new year. These are suitable for ALL ages!  What challenges do you each want to face? How will you take steps toward risk together and encourage each other along the way?

Download the Quest

Article by Dina Shoman

Dina Shoman Dina Shoman is a banking veteran who comes from a long family history in banking. Having built a successful career in the industry while still in her 20s, she became the youngest and first woman Executive Vice President at Arab Bank, holding board seats on the boards of multiple bank and nonprofit entities. By 2012, she was listed as the 3rd most powerful Arab business women in publicly owned companies in 2012 by Forbes Middle East and was nominated as a Young Global Leader by the World Economic Forum in the same year.

Dina is the founder of inherQuests, a company that creates fun financial education products for kids. The company’s first products (Financial Fun Boxes) are focused on teaching girls as young as 5 years old financial literacy through money games for girls built as a curriculum of educational standards aligned to Common Core and which uses the experiential education and game-based learning models.

Dina served as Executive Vice President and Head of Branding at Arab Bank from 2006 to 2012 and served as a Member of its Board of Arab Bank plc in addition to other related entities such as Arab Bank Switzerland and Arab Bank Australia, as well as several reputable NGOs in Jordan like the Abdul Hameed Shoman Foundation, the Jordan River Foundation and INJAZ. She currently holds advisory positions to startups, and volunteers with nonprofit organizations such Junior Achievement, Global Teacher Prize Award, and the International Youth Foundation.

Dina was born and raised in Jordan and educated in the United States. She holds a BS in Finance, and an MBA from Bentley University, as well as a Professional Certificate from Georgetown University in Organizational Consulting and Change Leadership.

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